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Terms of Service

1. Agreement to Terms

By accessing or using the Liberty Mutual Insurance Insurance Agency website (the "Service"), you agree to be bound by these Terms of Service. If you disagree with any part of the terms, then you may not access the Service.

2. Informational Purposes Only

The content on this website is for general informational purposes only. It does not constitute professional advice, legal advice, or a binding offer of insurance. Insurance coverage is subject to specific policy terms, conditions, and exclusions, which may vary by state and individual circumstances.

3. Insurance Quotes

Any quotes generated through our website are estimates based on the information provided. They are not guaranteed rates or a binding offer to issue a policy. Final rates and policy issuance are subject to an underwriting process, which may include reviewing your motor vehicle record, claims history, credit score (where legally permitted), and other relevant factors.

4. User Responsibilities

When using our Service, you agree to:

  • Provide accurate, current, and complete information.
  • Maintain the security of your account credentials (if applicable).
  • Notify us immediately of any unauthorized use of your account.
  • Not use the Service for any illegal or unauthorized purpose.

5. Limitation of Liability

In no event shall Liberty Mutual Insurance Insurance Agency, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Service.

6. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. What constitutes a material change will be determined at our sole discretion. Your continued use of the Service following the posting of revised Terms means that you accept and agree to the changes.

7. Governing Law

These Terms and any separate agreements whereby we provide the Service are governed by and construed in accordance with the laws of the State of New York, United States, and you irrevocably submit to the exclusive jurisdiction of the courts in that location.

Liberty Mutual Insurance

Providing peace of mind and secure futures for families and businesses. We believe in protection that cares.

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